In line with the directive of the Inspector-General of Police, IGP Kayode Egbetokun, the Federal Capital Territory, FCT, Police Command has commenced the enforcement of the mandatory minimum Third-Party Motor Vehicle Insurance from 1st February 2025.
According to a statement made available by the Police Public Relations Officer SP Josephine Adeh, all vehicle owners in the FCT are required to possess a valid Third-Party Insurance policy before operating on public roads.
Adeh in the statement said those without any form of insurance are advised to get insured immediately to avoid penalties.
Her statement said Third-Party Insurance is a mandatory policy designed to protect road users from financial losses due to accidents.
According to the statement, it covers damages caused to another person’s vehicle, property, or bodily injury resulting from an accident involving the insured vehicle.
The statement said the policy ensures that accident victims receive necessary compensation while reducing the financial burden on vehicle owners.
The statement added that the Command warned that non-compliance with the legal requirement will attract strict enforcement measures, saying the enforcement is part of efforts to ensure adherence to road safety regulations and protect all road users.
Meanwhile, the Commissioner of Police, CP Olatunji Disu, has directed officers assigned to carry out the enforcement to be professional, courteous, and firm in the discharge of their duties.
Disu also emphasised that no form of harassment or extortion of motorists would be tolerated.
He urged the public to cooperate with the police as the enforcement exercise is aimed at ensuring the safety and security of all road users in the FCT.
For inquiries or reports of suspicious activities, residents can contact the FCT Police Command through the: Emergency Lines: 08061581938, 08032003913, Complaint Response Unit: 08107314192.